The Canadian government has made a significant announcement that will give millions of citizens financial relief starting in July 2025. This time, you can receive payments in two installments of $1,000 and an additional $946 if you are also one of the eligible residents of Canada. This fund is intended for those citizens in need who are dealing with inflation and current economic costs. Let’s take a closer look at this program’s definition, eligibility requirements, and application process.
What is the purpose of this initiative of the government?
Inflation, rising prices of everyday necessities and difficulties in living are affecting every citizen. The government has launched this dual assistance scheme especially for low-income groups, senior citizens, single parents and families with limited income. Both these payments – $1,000 and $946 – are aimed at providing direct financial support and ensuring a better standard of living to the citizens.
$1,000 payment: Who will get this benefit?

This amount of $1,000 is part of a special relief package announced by the government under the “Cost of Living Relief Benefit”. It will be given to those who fall in the low or middle income group. Some main eligibility conditions have been fixed for this:
- The applicant must be at least 19 years of age.
- Tax returns of 2024 must be filed.
- The applicant’s annual income should be within a certain limit (eg $38,000 for individual and $44,000 for family).
- The person must be residing in Canada and have a valid Social Insurance Number (SIN).
This amount will be deposited directly into the bank account of eligible people, provided they have updated their direct deposit information in their CRA (Canada Revenue Agency) account.
$946 additional assistance: Will everyone get it?
The second amount of $946 is a supplementary benefit, which is being given specifically to those who are already receiving some government assistance, such as:
- Canada Workers Benefit (CWB)
- Canada Child Benefit (CCB)
- Old Age Security (OAS)
- Disability Tax Credit (DTC) eligible beneficiaries
You will receive this $946 in additional assistance in July 2025 if you are currently receiving benefits under any of the aforementioned programs and your financial circumstances meet the requirements set by the government.
When and how will you get the payment?
In order to streamline and expedite the payment process, the Canadian government has once again turned to electronic transfers. Both payments are available to those who have a direct deposit option in their CRA account during the first or second week of July. Payment to beneficiaries who have not yet set up direct deposit will be made by paper check, which could take some time because of postal delays.
How to claim your benefits?
If you are eligible for these payments and have not yet made any claim, do not panic. You can easily get your benefits by following the steps given below:
- Log in to the CRA website – Open the “My Account” portal by going to www.canada.ca.
- Update your profile – Make sure your bank information and contact details are correct.
- Fill tax returns – If you have not filed your 2024 tax, complete it immediately as most of the benefits are determined based on it.
- Register for direct deposit – This is the fastest and safest way to receive payment.
- Contact in case of any discrepancy – Talk to CRA on toll-free number or visit the nearest service center.
Who are not eligible?
In some situations, individuals may be ineligible for these payments, such as:
- Those who have not paid tax.
- Those whose income is above the prescribed limit.
- Those who are not permanent residents of Canada.
- Those whose CRA account is inactive or the information is incomplete.
So it is important that you keep all the necessary documents and information updated in time.
Impact of this scheme and response of citizens
Since both of these payments were announced, Canadians have been feeling very happy. Many people, particularly low-income families and senior citizens, have praised this decision on social media, calling it a “huge relief.” In addition to providing for the people’s immediate needs, this plan will also help them feel more at ease.
Conclusion: Don’t let your help go to waste
Since the Canadian government is directly helping its citizens, this initiative is admirable. This is a fantastic chance for you and your family to receive some relief if you qualify. Make the required preparations in advance and benefit from the ~$1,946 in total assistance this July. You too can participate in this relief program if you have the necessary information, paperwork, and procedures.
Caution: Watch out for phony emails or scam calls requesting fictitious information under the CRA’s name. Keep your personal information secure and always get in touch with the official website.
FAQs
Q1. Who is eligible for the $1,000 and $946 payments?
Eligible Canadians with low to moderate income, who have filed their 2024 tax return and meet CRA requirements, can receive the payments.
Q2. When will the payments be made?
Payments are expected to be issued in early to mid-July 2025, depending on your direct deposit setup.
Q3. Do I need to apply separately for both payments?
No, if you’re eligible and have filed your tax return, the CRA will automatically assess and issue both payments.
Q4. How will I receive the payment?
Funds will be directly deposited into your bank account linked with your CRA account. Paper checks may be issued if direct deposit is not set up.
Q5. What should I do if I don’t receive my payment?
Contact the CRA through their official website or helpline to check your eligibility and payment status.