In this era of inflation, the financial assistance given by the governments from time to time helps to make the lives of the people a little easier. In this direction, the government of the United Kingdom (UK) is going to give a “cost of living payment” of £450 in June 2025. In this article, we will know in detail who will get this payment, what is the process of payment, and why this assistance is so important.
Who will get the payment of £450?
This payment is intended for people and families who currently receive income-based, or means-tested, benefits. The following programs are on the list of eligible beneficiaries:
- Universal Credit
- Pension Credit
- Income-related Employment and Support Allowance (ESA)
- Income-based Jobseeker’s Allowance (JSA)
- Income Support
- Working Tax Credit or Child Tax Credit (which are administered by HMRC)
People who received payments under any of these schemes between 1 April 2025 and 31 May 2025 will be automatically eligible for this support.
Payment process and deadline
According to the UK government’s Department for Work and Pensions (DWP), the payment of this assistance amount will start from 10 June 2025 and the money will reach the bank accounts of most eligible people by 30 June 2025.
No application is required to get this assistance amount. The process has been made completely automated so that eligible beneficiaries can get the money on time and in a safe manner. This amount will be transferred directly to the same bank account in which the person is already receiving the amount of any of his benefit schemes.
June 2025: Why is this time important?
June 2025 is not just a date, but it is also a sensitive time from an economic point of view. Experts predict that by this time inflation may remain stable but high and energy prices may again see a seasonal increase.
Keeping this situation in mind, the government has prepared this £450 assistance scheme. It is not only to provide immediate relief, but it will also complement other initiatives such as an increase in local housing allowance and energy bill assistance schemes.
The government has accepted that many households in the country are still in a financially insecure situation. In such a situation, this assistance will act as a temporary bridge for them, which will support them to face the uncertainties of the coming months.
What is special about this time’s assistance?
While many earlier “cost of living payments” were given only to deal with the immediate inflation effect, this payment points to a long-term policy change.
Experts believe that the government is now gradually moving towards a seasonal and structured support system. The purpose of this is that the beneficiaries know in advance when and how much assistance they will get, so that they can plan their budget and expenses better.
This amount of £450 is much more than before. This indicates that the government has understood that low one-time payments are not enough to meet basic expenses like rent, food and fuel.
Conclusion: DWP’s timely assistance expected to bring relief
As June 2025 approaches, this £450 assistance scheme is emerging as an important economic relief for millions of British citizens. This is not just another government payment, but a step that can provide stability to the vulnerable sections of society.
Confirmation of this payment from the DWP has given beneficiaries clarity that they can plan for their needs for the next few weeks. At a time when every pound counts, this help is not only welcome, but essential.
FAQs
Q1. Who is eligible for the £450 Cost of Living Payment?
Individuals receiving means-tested benefits like Universal Credit, Pension Credit, ESA, JSA, Income Support, or Tax Credits during the eligibility window.
Q2. What is the eligibility window for this payment?
You must have received a qualifying benefit between 1 April 2025 and 31 May 2025.
Q3. When will the £450 payment be made?
Payments will begin from 10 June 2025 and most will be completed by 30 June 2025.
Q4. Do I need to apply for the £450 payment?
No. The payment is automatic for eligible recipients and will be paid directly into their benefit-linked bank account.
Q5. Why is this payment being given?
To help households cope with ongoing cost-of-living pressures such as high inflation and rising energy bills.
