Canada Workers Benefit 2025: How to Get the $1,590 Payment & When You’ll Receive It

Introduction

The Government of Canada continues to prioritize financial support for working-class Canadians facing increasing costs of living. One such program offering direct relief is the Canada Workers Benefit (CWB). Starting in 2025, eligible workers across the country may receive up to $1,590 as part of this refreshed, indexed benefit package.

Designed to reward employment while alleviating financial pressure, this program ensures low-income earners aren’t left behind. Whether you’re employed full-time, part-time, or seasonally, this guide will walk you through how to qualify, claim, and maximize your $1,590 CWB payment in 2025.

Let’s explore every aspect of this benefit—from eligibility requirements and claiming procedures to timelines, amounts, and tips for Canadians.

What Is the $1,590 Workers Benefit Payment?

The Canada Workers Benefit (CWB) is a refundable tax credit designed to support low-income individuals and families who are actively working. In 2025, the benefit amount has been indexed for inflation and adjusted to reflect the growing economic pressure on lower-wage earners.

Key facts:

• Available to working Canadians aged 19 or older
• Paid as part of your tax return or advance quarterly payments
• Maximum amount: $1,590 for individuals; up to $2,800 for families
• Also includes a disability supplement for those who qualify

This benefit bridges the income gap and rewards consistent employment while keeping individuals above the poverty line.

Objectives of the Canada Workers Benefit

The $1,590 payment aims to:

• Support low-income workers and their families
• Encourage labor market participation
• Reduce income inequality
• Provide relief against inflation and cost-of-living hikes
• Offer assistance to disabled workers via additional supplements

How the CWB Is Structured in 2025

The benefit is divided into two main components:

1. Basic Amount

This applies to all eligible workers and is based on income and family situation.

2. Disability Supplement

For individuals who qualify for the Disability Tax Credit (DTC):

Eligibility Criteria for the $1,590 CWB in 2025

To qualify for the Canada Workers Benefit and receive the $1,590 payment in 2025, you must meet the following conditions:

1. Age and Residency

• Be 19 years of age or older on December 31, 2024
• Or living with a spouse or child
• Must be a Canadian resident for the entire tax year

2. Employment Income

• You must earn income from employment or self-employment
• Examples: wages, tips, freelance income, contract work

3. Income Thresholds

Payments gradually phase out as income increases beyond thresholds.

4. Ineligibility Conditions

You are not eligible if:

• You’re a full-time student (unless supporting a child or spouse)
• You’re incarcerated for 90+ days during the year
• You don’t earn eligible income
• You’re a non-resident of Canada for tax purposes

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How to Claim the $1,590 CWB in 2025

Option 1: Through Your Tax Return

The most common way to receive the CWB is to file your 2024 tax return in early 2025 and claim the benefit directly.

Steps:

1. File your income tax return (T1 General)
2. Complete Schedule 6 – Canada Workers Benefit
3. Indicate if you want to receive advance quarterly payments in 2025
4. Submit to Canada Revenue Agency (CRA)

Option 2: Advance Quarterly Payments

In 2025, eligible recipients can opt for quarterly payments instead of a lump sum at tax time.

You receive 50% of the expected annual benefit through these advances.

Example:

If eligible for $1,590, your quarterly advance payments will be:

• $397.50 per quarter
• Remainder adjusted when you file your taxes

You must opt-in by ticking the checkbox when you file taxes.

How Will You Receive the Payment?

The CWB is issued by direct deposit or by cheque if:

• You’ve set up direct deposit with the CRA
• Your banking details are up to date
• You’ve filed your tax return by April 30, 2025

To receive it quickly:

• Log in to My CRA Account
• Update your banking and address details

How the CWB Benefits Different Groups

1. Single Adults Working Part-Time

• Often earn less than $25,000
• Likely to qualify for the full $1,590

2. Families With Children

• Benefit rises to $2,800, plus child tax credits
• Can reduce poverty risks for working families

3. Individuals With Disabilities

• Get the regular amount + $740 supplement
• Provided they’re eligible for DTC

Estimated CWB Benefit Amounts Table (2025)

How to Maximize Your CWB Payment

• Keep employment income above $3,000
• Minimize taxable income where possible
• File taxes on time every year
• Apply for DTC if you have a qualifying disability
• Opt for advance payments to improve monthly cash flow

Important Notes for 2025

• Tax filing deadline: April 30, 2025
• Advance payment opt-in deadline: Same as tax deadline
• Late filing may result in delayed or lost benefits
• Couples must file returns together to receive the full family amount

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Conclusion

The $1,590 Workers Benefit Payment in 2025 is a significant boost for Canadians working hard at lower wages. Whether you’re a single adult, parent, part-time worker, or individual with a disability, this refundable tax credit can help relieve pressure from everyday costs.

It’s not automatic unless you file your taxes, so staying organized, informed, and up to date with your CRA details is crucial. With quarterly advance payment options, Canadians also have more flexibility in managing their income and planning expenses.

In challenging times, the CWB remains a vital program, rewarding work and protecting vulnerable earners in Canada’s economy.

5 FAQs About the $1,590 Workers Benefit Payment