Introduction
The Canada Revenue Agency (CRA) plays a crucial role in supporting Canadians through tax benefits, credits, and emergency relief programs. In June 2025, three new or revised CRA benefits are set to launch or expand — aimed at improving financial stability for low- and middle-income households, families, and seniors.
This article provides a comprehensive breakdown of these 3 new benefits:
- Canada Family Boost (CFB)
- Seniors’ Cost Relief Credit (SCRC)
- Affordable Housing Rebate (AHR)
We’ll explore eligibility, how to apply, estimated payment dates, and tips to maximize your benefits.
Summary Table: 3 New CRA Benefits in June 2025
| Benefit Name | Target Group | Average Payment | Application Required? | Payment Date |
|---|---|---|---|---|
| Canada Family Boost (CFB) | Low-/mid-income families | $1,200 annually | Yes | Mid-June 2025 |
| Seniors’ Cost Relief Credit | Seniors 65+ with low income | $600 one-time | No (auto-applied via taxes) | End of June 2025 |
| Affordable Housing Rebate | Tenants & new buyers | Up to $2,500 | Yes | Starts June 15, 2025 |
Section 1: Canada Family Boost (CFB)
1.1 Overview
The Canada Family Boost (CFB) is a new annual benefit designed to support working families facing rising costs of living. CFB supplements the Canada Child Benefit (CCB) and is indexed to inflation.
1.2 Key Features
- Annual payment of $1,200 per child under age 18
- Paid in quarterly instalments, starting June 2025
- Tax-free and non-reportable income
1.3 Eligibility
| Criteria | Requirement |
|---|---|
| Residency | Must be a resident of Canada |
| Family Net Income | Less than $85,000 annually |
| Children | Must have at least 1 child under age 18 |
| Tax Filing | 2024 tax return must be filed before May 1, 2025 |
1.4 How to Apply
- Visit My CRA Account
- Navigate to Benefit Applications
- Select “Canada Family Boost”
- Confirm details and submit online
Note: You may also apply via paper form RC66 or through certified tax clinics.
Section 2: Seniors’ Cost Relief Credit (SCRC)
2.1 Overview
To counter inflation and medical cost spikes, CRA is issuing a one-time, tax-free $600 credit for eligible seniors.
2.2 Highlights
- Automatic issuance for eligible seniors
- Applies even if receiving OAS/GIS
- No separate application needed
2.3 Eligibility Requirements
| Factor | Requirement |
|---|---|
| Age | Must be 65 years or older by June 1, 2025 |
| Income | Less than $35,000 (individual) or $50,000 (couple) |
| Tax Filing | Must file 2024 tax return |
| Residency | Full-year Canadian resident |
2.4 Payment Schedule
- Issued automatically with eligible June 2025 tax credits
- Sent via direct deposit or cheque
Tip: Check your CRA MyAccount to confirm banking details and avoid delays.
Section 3: Affordable Housing Rebate (AHR)
3.1 What Is It?
The Affordable Housing Rebate (AHR) is a refundable tax credit aimed at tenants and first-time buyers facing high rental and housing prices. This benefit supports housing affordability for urban and rural Canadians.
3.2 Rebate Amounts
| Category | Maximum Benefit |
|---|---|
| Renters (12-month lease) | Up to $1,200 |
| First-time homebuyers | Up to $2,500 |
| Shared-accommodation renters | Up to $600 per individual |
3.3 Eligibility
| Requirement | Explanation |
|---|---|
| Age | 18+ |
| Residency | Must live in Canada full-time |
| Proof of Tenancy or Home Purchase | Lease agreement or purchase deed needed |
| Income Limit | Less than $70,000 (individual) or $120,000 (household) |
3.4 How to Apply
- Download Form RC457-AHR or apply online
- Attach:
- Lease or mortgage documents
- ID and SIN
- 2024 Notice of Assessment
- Submit by October 31, 2025
Section 4: CRA Payment Dates – June 2025
| Benefit | Payment Type | Scheduled Date |
|---|---|---|
| CFB First Payment | Direct Deposit | June 15, 2025 |
| Seniors’ Cost Relief Credit | One-time Credit | June 27, 2025 |
| Housing Rebate (if eligible) | Refund/Cheque | June 15 – July 15, 2025 |
Note: Processing times may vary. Always track your status via CRA MyAccount.
Section 5: How to Maximize CRA Benefits
5.1 File Your Taxes Early
Early filing ensures:
- Automatic benefit calculation
- Accurate income assessments
- No missed deadlines
5.2 Keep Documents Updated
Always update:
- Lease agreements
- Family status (births, marriage, separation)
- Address and banking info on CRA MyAccount
5.3 Use Free Tax Clinics
CRA-certified community tax clinics can help seniors, new immigrants, and low-income individuals file taxes and apply for benefits correctly.
Section 6: Common Application Mistakes to Avoid
| Mistake | Impact |
|---|---|
| Not filing taxes | Automatic disqualification |
| Entering incorrect income figures | May trigger audits or incorrect benefit levels |
| Not keeping receipts or lease agreements | Application rejection |
| Applying after deadline | Missed opportunity |
Section 7: How These Benefits Impact Canadians
These three benefits are expected to provide:
- Relief from inflationary pressure
- More disposable income for working families
- Enhanced support for seniors living alone
- Incentives for renters and new homeowners
- Reduced poverty rates among vulnerable groups
Section 8: Policy Background (Why These Benefits Exist)
The Government of Canada introduced these programs in response to:
- 2024 inflation report showing 5.2% increase in cost of living
- Seniors’ affordability crisis
- Housing supply vs. demand imbalance
By delivering targeted benefits, the CRA aims to reduce household stress and boost economic resilience.
Section 9: What to Expect in Future Updates
- Indexed Increases: Expect yearly adjustments for CFB based on CPI.
- Expanded Eligibility: AHR could extend to co-op and shared housing units in 2026.
- Digital Tracking: Future versions may be applied automatically via AI review of filed tax data.
Conclusion
June 2025 brings a wave of financial relief to many Canadians through the CRA. With the Canada Family Boost, Seniors’ Cost Relief Credit, and the Affordable Housing Rebate, eligible households may receive thousands in assistance.
To fully benefit:
- Ensure your 2024 tax return is filed
- Double-check CRA MyAccount details
- Apply promptly and accurately for those benefits that require submission
These new programs are not just about one-time payments — they’re a reflection of Canada’s broader commitment to economic inclusivity, housing stability, and dignified aging.
5 FAQs on CRA Benefits in June 2025
Q1: Do I need to apply separately for each new benefit?
Yes, for CFB and AHR, you must apply. The Seniors’ Cost Relief Credit is issued automatically based on your filed tax return.
Q2: What if I missed applying for AHR by the deadline?
You may request a late consideration, but it’s not guaranteed. It’s important to submit on time with all required documents.
Q3: Can I receive all three benefits together?
Yes. If you meet the eligibility criteria for all, there’s no restriction on receiving multiple benefits in the same month.
Q4: How do I know if I received the SCRC if it’s automatic?
You will receive a Notice of Assessment indicating the credit, or you can log in to your CRA MyAccount and check under “Credits.”
Q5: Is there a way to get help if I don’t understand how to apply?
Absolutely. Contact CRA via phone, visit a Community Volunteer Income Tax Program (CVITP) clinic, or speak to an accredited tax professional.
