£100 DWP Cost of Living Payment: Amid the rising cost of living in 2025, another important step has been taken by the United Kingdom government to provide relief to citizens. The Department for Work and Pensions (DWP) has confirmed that a £100 Cost of Living Payment will be distributed in June 2025. This payment is for millions of eligible citizens who are already receiving some government assistance or fall into the low income group.
In this article, we will tell you who will get this amount of £100, what are the eligibility rules, when will the payment be made and what you have to do to get it.
Why is this Cost of Living Payment being given?
The inflation rate in the UK has been consistently high in the last few years, due to which basic necessities like gas, electricity, food and housing are also becoming out of reach of ordinary citizens. In case of such a scenario, Cost of Living Payments are a relief by the government which is solely to be granted to those who receive Universal Credit, Pension Credit or any other means-tested benefits. The special fund of 100 pounds will be distributed in June 2025, which is to help the citizens to afford the required costs and will not need to sacrifice the basic needs of life.
What is the eligibility?
This is the amount of assistance that will be provided, only to the people who will have attained the necessary eligibility criteria, as stipulated by the DWP.
Below are some key conditions:
- Beneficiaries receiving Universal Credit: If you have received a payment of Universal Credit in March 2025, you can join this £100 payment scheme.
- Senior citizens receiving Pension Credit: You could be eligible to this payment when you will be 65 years old or more and receive Pension Credit.
- Clients in receipt of income-related Jobseeker s Allowance (JSA) or Income Support: If you’re receiving these benefits, you can still join the scheme.
- Eligible beneficiaries of Employment and Support Allowance (ESA): Especially if it’s income-related.
- Tax Credit recipients (via HMRC): In some cases, if you’re receiving Working Tax Credit or Child Tax Credit, you may be paid separately by HMRC.
- Note: If you’re only on New Style Jobseeker’s Allowance or New Style Employment and Support Allowance and not receiving any other benefits, you won’t be eligible for this £100 amount.
Payment Dates:
The DWP has revealed that this £100 Cost of Living Payment will be distributed in mid-June 2025 (potentially between 10 and 20 June). However, final dates will be confirmed according to beneficiaries This amount will be deposited into beneficiaries’ accounts via Direct Bank Transfer.
If you are eligible, you do not need to apply separately. DWP will automatically apply this payment.
Do you need to apply?
No. If you meet the eligibility conditions and your DWP benefit account remains active in March 2025, you will receive this payment automatically.
Remember: In case you do not get this amount, but you think you deserve it, you may turn to DWP or make a complaint.
How will the payment appear?
When this payment arrives in your bank account, it will appear on your bank statement as “DWP COL” or “DWP Cost of Living”.
Be alert to fraud:
- There are many online scams related to Cost of Living Payment. Please note:
- The government will not ask you for bank details, OTP or any other sensitive information for this payment.
- Do not click on any unknown links or messages.
- If you receive a suspicious email or message, report it directly to gov.uk or DWP.
Other benefits you may get:
If you are eligible for this payment, it is possible that you may also be eligible for other government support schemes:
- Winter Fuel Payment
- Warm Home Discount
- Cold Weather Payment
- Local Council Assistance
- You can find out more by visiting your local council or DWP office.
What to do if you have missed a payment?
If you do not receive a payment until after June 2025:
- First check your bank account information to see if any payment has been made.
- Then, double-check eligibility by visiting the DWP‘s official website.
- Then file a complaint through the DWP helpline or Universal Credit portal.
Special relief for senior citizens:
This scheme will provide special relief to pensioners above the age of 65 who are already stressed due to heating bills, medical expenses and other needs. This amount of £100 may not be very big, but it can be helpful in reducing daily expenses to some extent.
Conclusion:
The £100 Cost of Living Payment announced by the DWP in 2025 is definitely a relief news in times of economic pressure. It is a support for those who are already struggling to meet the basic needs of life. The government aims that no citizen should remain without food, electricity or heat If you’re eligible, make sure your bank account is up to date and the DWP has your correct details on file. You don’t need to apply for this payment separately—just follow the eligibility rules and wait for payment.
FAQs
Q1. What is the £100 Cost of Living Payment?
A. The £100 Cost of Living Payment is a financial support provided by the UK Department for Work and Pensions (DWP) to help low-income individuals and families cope with rising living expenses in 2025.
Q2. Do I need to apply to receive the £100 payment?
A. No. If you are eligible, the payment will be made automatically to the bank account linked to your benefits. No separate application is required.
Q3. When will the £100 payment be made?
A. The payment is expected to be issued in mid-June 2025, although exact dates may vary slightly based on your benefit type and payment schedule.
Q4. Will people receiving only New Style ESA or JSA qualify?
A. No. Those receiving only New Style Employment and Support Allowance or New Style Jobseeker’s Allowance are not eligible unless they also receive a means-tested benefit.
Q5. What if I think I’m eligible but don’t receive the payment?
A. You should wait until the end of the payment window. If it still doesn’t arrive, contact the DWP or HMRC (depending on your benefit type) for clarification.
