Social Security payments are a financial lifeline for millions of Americans month upon month. Whether it’s for their rent, their medicines, or food needs, without this income, many people can feel helpless. But the good news is that Social Security payments will continue without a break in June 2025. Let’s learn when you will be getting payment, how much you will be getting and what to do if there is a problem.
What is Social Security and who is eligible for it?
Social Security isn’t some charity; it’s a safety net that You built through your work and taxes. This program gives money each and every month to our elderly, disabled citizens, and families of deceased workers.
Its beneficiaries are mainly:
- Retired citizens: Those aged 62 or older who have earned enough credits.
- Disabled persons: Those who cannot work due to serious health problems.
- Survivor beneficiaries: These may include widows, widowers, or children of a deceased employee.
- SSI recipients: Those who have limited income or resources, such as elderly or disabled persons.
June 2025 payment schedule: Who will get money when?
Not everyone gets payment on the same day. It depends on your date of birth and the date the benefits start.
Social Security (retirement, disability, survivor benefits):
- June 3: Those who started receiving benefits before May 1997.
- June 11: Those born between 1 and 10.
- 18 June: Those born between 11th to 20th.
- 25 June: Those born between 21st to 31st.
SSI (Supplemental Security Income):
In most cases, SSI payment is made on the first of every month. But since June 1, 2025 is a Sunday, it was already issued on 30th May.
How to check your payment status? (Very easy)
If you want to know when and how much you’ll get your payment, you can get this information in just a few minutes:
Step-by-step guide:
- Go to ssa.gov
- Log in to “My Social Security” account (or create a new one)
- Click “Benefit & Payment Details”
- See when and how much your next payment will be
Additional features:
- Set up email or text alerts
- View past payments and income information
- Change direct deposit details
What if you don’t get your payment on time?
You usually get your payment on time, but if you don’t:
- Wait three business days
- Contact your bank—processing is sometimes delayed
- Still don’t get it? Contact SSA: 1-800-772-1213
You can also log into your My Social Security account for updates.
2025 COLA adjustment: How much did your payment increase?
Each year, Social Security payments are adjusted for inflation through a Cost-of-Living Adjustment (COLA).
The COLA increases by 2.5% in 2025, increasing the average monthly benefit to about $1,976.
This is to help you keep up with rising prices at the grocery store, pharmacy, or gas station.
Is Social Security taxable?
Depending on your total income, some portion may be taxable:
- Single filers: Up to 50% taxable on income between $25,000–$34,000; \Up to 85% above $34,000
- Joint Filing (Married Couples): \$32,000–\$44,000 may be taxed at up to 50%, and \$44,000 may be taxed at up to 85%
TIP: Use the IRS tax withholding calculator or consult a tax professional.
How to make the most of your benefits?
Whether Social Security is your primary income or your only source of income, proper management can be very beneficial:
- Set up direct deposit for payments
- Create a monthly budget
- Check your earnings record on the SSA website each year
- Claim later than full retirement age—this can increase payments
- Consult a retirement planner
An important warning: Beware of Social Security scams
Scammers are active these days and are targeting Social Security beneficiaries. Beware of:
- false phone calls from people pretending to be SSA officials
- Emails or texts asking for your personal information
- Threats that your benefits will be canceled
Keep in mind: SSA will never ask for your personal information through a call or email. If in doubt, hang up and call SSA directly.
For more information, visit: ssa.gov/scam
Conclusion: Stay informed and protect your benefits
Social Security is not simply a government program, it is the keystone of financial security for millions of people. Payments will continue uninterrupted through June 2025. You will have a secure and seamless experience as long as you stay engaged.
Keep your information updated, use your “My Social Security” account correctly, and reach out immediately if you have any problems. A little planning and vigilance can keep your financial situation strong.
FAQs
Q1. When will I receive my Social Security payment in June 2025?
Payments are scheduled for June 3, 11, 18, and 25—based on your birth date.
Q2. Why was my SSI payment sent early?
Since June 1 falls on a Sunday, SSI payments were sent early on May 30.
Q3. How can I check my Social Security payment status?
Log into your “My Social Security” account at ssa.gov to view payment details.
Q4. What if my payment is delayed or missing?
Wait 3 business days, check with your bank, then contact the SSA at 1-800-772-1213.
Q5. Is my Social Security benefit taxable?
Yes, depending on your total income, up to 85% of your benefits may be taxable.
