Starting Monday, April 7, 2025, the UK government will raise State Pension payments—a move designed to help pensioners keep up with the rising cost of living. The increase, approved under the Autumn Budget and backed by MPs, reflects a commitment to the “Triple Lock.” If you’re receiving the State Pension, this boost is more than just a few extra pounds—it’s a lifeline in today’s world.
What’s Happening to State Pension Rates?
Under the Triple Lock guarantee, the State Pension increases each year by whichever is highest: consumer price inflation (CPI), average wage growth, or a guaranteed minimum of 2.5%. This year, the uplift is 4.1%, matching average earnings.
How Much More Will You Get?
For New State Pension (post–April 6, 2016 retirees):
- Weekly: £230.25 (up from £221.20)
- Monthly (4 weeks): £921 (up from £884.80)
- Yearly: £11,973 (up from £11,502)
This means roughly £9 more per week, or over £470 extra annually—a meaningful increase for many households.
For Basic State Pension (pre–April 6, 2016 retirees):
- Weekly: £176.45 (up from £169.50)
- Monthly: £705.80 (up from £678)
- Yearly: £9,175 (up from £8,814)
That’s nearly £7 more each week, which accumulates to over £360 extra per year.
Pension Credit Also Rises

If you receive Pension Credit—a top-up for retirees with low incomes—this will also increase by 4.1%, with no need to apply. It will happen automatically.
- Single pensioners: Minimum income guarantee will be £227.10 per week (up from £218.15).
- Couples: Combined minimum income guarantee rises to £346.60 per week (from £332.95).
Pension Credit ensures a stable income floor and unlocks additional support such as council tax reductions, free TV licences for over‑75s, and help with housing costs. The annual increase means this extra support becomes even more valuable.
Why the Triple Lock Matters
The Triple Lock formula ensures pensions keep pace with the economy and with rising living costs. It prevents pensions from falling behind, especially if salaries are increasing or inflation surges. For many retirees, the State Pension is their primary—or only—source of income, making this protection essential.
Here’s a little deeper dive:
- Evidence of impact: When wages rise quickly but energy and food costs increase faster, pensions tied only to inflation can lose value. The Triple Lock adds a wage benchmark to keep things fair.
- What it does not cover: The Triple Lock applies only to basic and new State Pension. Private or workplace pensions may not keep up unless they have their own indexation rules.
- Sustainability debate: Some critics argue that relying on wage growth makes pensions unsustainable during economic booms. But supporters say it delivers stability and justice to retirees.
The Tax Petition Stir
At the same time, a growing petition has called for raising the personal income tax threshold for pensioners—currently set at £12,570 a year—to £20,000. More than 230,000 people have signed this petition, urging for change.
They argue:
- Pensioners on low incomes shouldn’t be taxed on funds essential for living.
- Raising the threshold would let them keep more of their own money.
- This could reduce reliance on public support and circulate money in local economies.
However, no changes were made in the Spring Budget 2025. Despite strong public support, the government has yet to act.
What This Means for You
If you’re receiving the State Pension, check that your payment increases are reflected from April 7 onward. Most retirees receive payments on the first business day of the week by direct deposit, but exact dates vary depending on your bank and set-up.
What Should You Do?
- Watch your April payment: Did it increase to match the new weekly amount?
- Double-check Pension Credit: If you already receive it, it should also rise. If you’re close to the income threshold, consider applying or updating your details.
- Explore bonus support: Pension Credit opens the door to benefits like social housing help, council tax support, and utility rebates.
- Consider the petition’s message: Follow campaigns for raising the tax-free amount, even if change hasn’t happened yet.
- Plan your budget: Even a modest increase of £9 a week can help with groceries, a TV licence, or a warm coat for winter.
How This Makes a Real Difference

Here are a few practical examples of how the extra money can be spent:
- Buying essentials: A weekly shop could stretch further, especially amid rising food prices.
- Small treats: An extra cup of tea at a community café or new warm socks can brighten a day.
- Health costs: Even small top-ups can help with OTC medicines or minor therapy costs.
- Social activity: Extra cash might allow a bus trip to visit a friend or a local thrift-store find.
- Peace of mind: Knowing that Pension Credit acts as a buffer means less stress about unexpected bills.
Wrapping Up
From April 7, 2025, the State Pension in the UK receives a 4.1% increase, adding an extra £9 weekly for new pensioners. Basic State Pension increases similarly, and Pension Credit rises automatically, benefiting about 1.2 million pensioners. The automatic uplift is a reminder of the UK’s commitment to supporting older adults through economic ups and downs.
While calls for raising the tax-free threshold continue, for now the key message is this: if you’re eligible, you don’t need to apply for the increase—it will be added to your payment. Check your account and see how this extra support can help you, whether that’s by covering essentials, enjoying personal comforts, or safeguarding financial stability in a changing economic landscape.
FAQs
1. What is the new increase in the State Pension?
From Monday, eligible pensioners will receive an additional £9 per week as part of the State Pension uplift.
2. Why is the State Pension increasing?
The increase is due to the government’s annual uprating policy, which usually follows the Triple Lock system — based on inflation, wage growth, or 2.5%, whichever is highest.
3. Who is eligible for the extra £9 per week?
Individuals who are already receiving the full new State Pension or basic State Pension and meet the age criteria (currently 66 and above) are eligible.
4. Do I need to apply to receive the increased payment?
No. If you’re already receiving State Pension, the increase will be applied automatically to your weekly payment.
5. When will the increased pension be paid?
The increase takes effect from Monday (the specified date) and will reflect in your next scheduled payment.