£450 cost of living payment coming in June 2025: As inflation and cost of living are increasing, the UK government is bringing new schemes to provide relief to the common citizens. This time the government has confirmed to give a cost of living payment of £450 in June 2025. This payment can prove to be a big relief for those who are barely able to meet their expenses in the current economic conditions.
This article will give you complete information related to eligibility, payment dates, and how to claim this payment. Let us know in detail about this financial assistance.
What is this £450 cost of living payment?
This £450 assistance amount announced by the UK government is being given with the aim of providing financial relief to low-income and needy families. This payment will be distributed through the Department for Work and Pensions (DWP). This will be a one-off payment, and is intended to help with the cost of living.
When are you going to make payment?
The government has assured that the money will be deposited into the bank accounts of the deserving beneficiaries in the middle of June 2025 till the last days of June 2025. The DWP might consider you eligible and in such an event, you do not have to apply.The money will be automatically sent to your registered bank account.
Who is eligible for this payment?
People who are already receiving certain benefits are eligible for this £450 support. The list below includes the benefits whose recipients will be eligible for this payment:
- Universal Credit
- Pension Credit
- Income Support
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Working Tax Credit
- Child Tax Credit
If you are receiving any of the above benefits and your eligibility was valid in the scheduled week of June 2025, you are likely to receive this payment.
Who may be denied this payment?
If you are only receiving New Style JSA or New Style ESA and do not fall under any means-tested benefit, you will not receive this payment You will also not be eligible if your Universal Credit claim is suspended or you have recently stopped claiming.
How will you get paid?
The payment will come directly into the bank account you receive your current benefits into. This payment will be marked as “DWP COL” or “HMRC COL” on the transaction statement so you can recognise that it is a cost of living payment.
Do I have to apply for it every time?
No. If you are eligible and have the right ongoing benefits, this payment will automatically come into your account. There is no need to fill out a separate form or apply online.
Will this payment affect my other benefits?
This is an important question and the answer is no. This payment is tax-free, does not need to be repaid, and will not affect any other ongoing benefits. So you can use it freely.
What is the process of eligibility?
To see whether you are eligible, you may do so in the following way:
- Log on to the internet Universal Credit portal or through other benefits.
- Contact the DWP if you are in doubt about your eligibility.
- If you haven’t already claimed Pension Credit but may be eligible, you can still get £450 in support by claiming before June 2025.
What to do if you don’t get paid?
If you think you’re eligible for this payment but haven’t received it in your account by 30 June 2025, you should take the following steps:
- Check your bank statement – the transaction will show as “DWP COL“.
- Log into your benefits portal to see what your status is.
- Contact the DWP’s customer service or helpline number.
What is the purpose of this payment?
The government has come up with this relief to provide some relief to poor and middle class families on increasing prices of energy, food and other living costs. It can be a life-saving maintenance even to low-income families, the elderly, and disabled persons.
How is this payment connected to other schemes?
This £450 payment is a sequel to the Cost of Living Payments of £301, £299, and £150 given in previous years. Through such payments, the government is constantly trying to ensure that no citizen is deprived of basic necessities.
Conclusion
This Cost of Living Payment of £450 is coming as an important relief for those who are struggling with the rising cost of living in June 2025. This payment will not only come directly into the account, but will also be available without any application, which makes it even easier If you are receiving Universal Credit, Pension Credit or other eligible benefits, then this assistance is ensured for you. To receive timely payments, make sure your DWP records are updated and the bank account is active This initiative taken by the government in this difficult economic period will definitely bring some relief and stability in the lives of millions of families.
FAQs
Q1. What is the £450 Cost of Living Payment announced for June 2025?
A. The £450 Cost of Living Payment is a one-time financial support from the UK government to help eligible low-income households cope with rising living costs.
Q2. When will the £450 Cost of Living Payment be made?
A. The payment will be made sometime in June 2025, with exact dates expected to be confirmed by the Department for Work and Pensions (DWP).
Q3. Do I need to apply for the £450 Cost of Living Payment?
A. No. If you’re eligible, the payment will be made automatically to the same account where you receive your benefits.
Q4. How will I receive the £450 payment?
A. The payment will be directly deposited into your bank account. On your statement, it may appear as “DWP COL” or “HMRC COL”.
Q5. Will this £450 payment affect my existing benefits?
A. No. The payment is non-taxable, non-repayable, and will not affect your benefit entitlements.
